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| Article Name : | | | Risk Management in Public Sector Banks in India | | Author Name : | | | Mallikarjun. T. Kamble, R. Maregoud | | Publisher : | | | Ashok Yakkaldevi | | Article Series No. : | | | GRT-988 | | Article URL : | |  | Author Profile View PDF In browser | | Abstract : | | | Risk is an uncertainty in any business. As such, banks are also not free from risky. Banks, especially public sector banks are always prone to risk, as they have to maintain liquidity, solvency and also make the profits by lending the loans to the general public. Hence, the risks are common in case of public sector banks. The various types of risks include systematic risks, operational risks, liquidity risks, credit risks are described. Further, to reduce these risks, there are different plans and decisions should be taken by the banks. Such plans of actions are discussed in the paper. It is concluded that there is need for a systematic plan and strategy to reduce the risk by the public sector banks in India, even with the help of external financial and legal agencies | | Keywords : | | |
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