International Recognition Research Journal
GOLDEN RESEARCH THOUGHTS
Double Blind Peer Reviewed Journal
RNI : MAHUL/2011/38887 ISSN No. 2231-5063
Certificate of Acceptance
This is to certify that our Editorial, Advisory, and Review Board Accepted Research Paper of Dr. /Shri. /Smt.: Ratna K.Nimbalkar 
Topic:- A STUDY OF NPAs (Reference to Urban Co-operative Bank) 
M.A.,SET.,Ph.D. Associate Professor K.M.Agrawal College Kalyan (W), District – Thane (Maharashtra)
The Research paper is Original & Innovative it is Done Double Blind Peer Reviewed.  
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