ISSN No: 2231-5063
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Article Name :
LOAN MANAGEMENTOF WOMEN IN SELFHELPGROUPS – A STUDY
Author Name :
P . Selvamani
Publisher :
Ashok Yakkaldevi
Article Series No. :
GRT-4784
Article URL :
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Abstract :
Women and women related issues are the most important concerns for the Governments in the World. Governments in India have been taking constant efforts to improve their socio-economic status in the society through its policies and development programme. Government of T amil Nadu has been implementing and making a number of schemes for the overall welfare of women, particularly in rural areas. It seems that Governments in the World consider that women development is a base for their country’ s progress and believe that they are the change makers from bottom to top level. The long-term growth journey of women is possible only by bring them under the umbrella of viable and potential socio-economic organizations. Self-Help Group (SHG), a way for reaching the unreached in rural India through collective actions, is one such an organization being formed on the principle of sustainable development of women, especially in the villages. Women who are having common socio-economic features have come forward voluntarily and organize SHGs in their areas to improve their standard of living. Public sector and commercial banks have been providing adequate micro finance to SHGs for starting small business. SHGs get loans from the banks and involve in the production activities. Getting and using the loans from SHGs by women at the grassroots level involve numerous processes and forms. As a group/team, women are continuously working for their self and society development that takes India to the global level for its success.
Keywords :
  • Competence,
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