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| Article Name : | | | A Critical Analysis Of Current Users' Acceptance Of On-line Banking In India | | Author Name : | | | Barbole A. N. , Kharade S. M. , Shaikh A. A And Anshul Verma | | Publisher : | | | Ashok Yakkaldevi | | Article Series No. : | | | GRT-2886 | | Article URL : | |  | Author Profile View PDF In browser | | Abstract : | | | Today's world is one with increasing online access to services. One part of this which is growing rapidly is Internet Banking. There are numerous factors like competitive cost, customer service, in customers using online banking products and services. The challenge for national banks is to make sure the savings from Internet banking technology more than offset the costs and risks associated with conducting business in cyberspace. The adoption of Internet banking has been increased dramatically during the last few years due to the following reasons On-Banking is a typical service combining a communication and a distribution channel. On-line banking applications have had a continuous evolution over the time, from their apparition in the context of innovation in the banking sector to the relative standardization and convergence of current state. Internet service providers are playing an increasingly important role in India's 's transition to a knowledge-based, networked economy. These service providers are connecting Indian n businesses, consumers and citizens to the global and increasingly digital economy and are helping to provide the means by which electronic banking can be carried out across the country and around the world. The term “On-line banking” has become widespread; a force that is here to stay. On-line banking and the Internet are increasingly becoming one of the most important drivers of strategic change for business and national governments. The new millennium has many new challenges and opportunities hidden in the unknown treasure of time. In this situation banking and finance sector cannot keep itself away from the winds of changes. The new technology has helped the banking to have a mix of knowledge with service and value in addition to product. It has helped to create modern products. The banks that are first to bring the right mix of new technology and modern services are sure to win in this competitive world. This paper represents the current scenario of on-line banking in India, how it is up surging and also highlights some suggestions of improving on-line banking in the two countries. | | Keywords : | | |
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